让你的钱发挥作用
独立的 & 蓬勃发展的
As you strike out on your own, your needs, priorities, and plans will evolve. 伏特加拿大28软件将与你一起成长, developing a solid financial foundation with savings for future opportunities.
支票账户
Develop good money habits with a Volt加拿大28软件 checking account with reduced Courtesy Coverage overdraft fees.
储蓄账户
看着你的积蓄迅速积累起来,赚3美元.00%年利率*,余额高达$1,000.
信用卡
Build your credit with a beginner’s low-interest rate credit card with a manageable credit limit.
![Arbor Volt客户使用移动应用程序.](http://imxg.carlatitude.com/hs-fs/hubfs/assets/images/images/zoe-volt-coffee-shop-1100x1100.jpg?width=1100&height=1100&name=zoe-volt-coffee-shop-1100x1100.jpg)
伏特加拿大28软件能为我做什么?
我们相信你是你故事中的英雄. We give you more control over your money with our bundled checking and savings account. We also provide financial literacy opportunities and surcharge-free easy access to over 30,全国有1000台自动取款机.
以下是Volt加拿大28软件服务的一些好处:
获得有竞争力的年度年金
It Pays to Save with Volt - Volt members see their savings add up quickly by earning 3.存款余额最高可达$1,000,年利率为00%.
建立快速平衡
With quick balances, you can see what's in your account without having to log in.
免费使用ATM机
你的伏特借记卡可以让你免费使用3万台合作提款机. 如果你使用网络外的ATM机,费用是3美元.00.
减少费用
生活发生了. 钱可能会很紧. We’re here to protect you from expensive fees by reminding you it does pay to keep track of your account.
减免的费用包括:- NSF (non-sufficient funds) Check, ACH Item, or 借记 Card Transaction Fee - $26.50美元(一般35美元)
- NSF ATM取款- $26.50美元(一般35美元)
一定要使用 网上及手机加拿大28软件 工具,如 警报, 跟踪你的账户,避免透支.
![阿伯沃特客户展示借记卡.](http://imxg.carlatitude.com/hs-fs/hubfs/assets/images/images/volt-cc-550x550.jpg?width=1100&height=1100&name=volt-cc-550x550.jpg)
伏特信用卡
年满18岁的Volt会员就有资格获得Visa奖励信用卡. 它的信用额度最高可达1美元,000 and a low interest rate while letting you build rewards points that never expire.
在生命早期获得信用卡有很多好处, such as building credit and learning the difference between credit and debit cards in action.
Here are some tips to keep in mind for using credit cards for beginners:
- 在到期之前付清账单,这样你就不会产生利息.
- You can use it to cover minor emergencies as long as you make your monthly payments on time if you can’t pay it off in full.
- 如果你没有正确使用它, you can get in trouble with your account which isn’t a good way to start your credit foundation.
- A credit card is different from a debit card because you borrow against your balance and have to repay it vs. 从你账户上的现金中扣除的借记卡. You want to practice spending using both and experience how they impact your finances.
青少年的财务资源 & 年轻的成年人
常见问题
寻找更多?
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Student 储蓄账户 allow 大学 students to build their savings while earning interest on the balance. 您可以手动存款, set up automatic deposits or withdraw funds to manage your financial needs.
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绝对. Saving is an essential financial literacy skill that should be practiced in high school, 大学, 及以后. 因为很多大学生的预算都很紧张, having a small emergency fund to handle unexpected expenses is a great idea. 它可以防止你打电话给父母要钱, 从你的信用卡上取钱或者申请发薪日贷款来支付费用.
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大学生储蓄账户是为满足学生的独特需求而设立的. 这个过程具有灵活性, 比如没有最低余额要求或月租费.
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是的,毫无疑问. 学生储蓄账户为不时之需建立了应急基金, 安全地储存多余的现金以增加利息, 为未来建立健康的理财习惯.
*年利率百分比(APY). 24年1月1日准确. 的速度 3.00%的年 applies to balances up to $1,000 on Volt banking 储蓄 accounts. 条款和条件可能会更改. 没有最低余额要求.
Zelle and the Zelle related marks are wholly owned by Early Warning 服务, 并经许可在此使用. 必须在美国有加拿大28软件账户才能使用Zelle.